Friday, February 27, 2009

Best Nigerian 419 scam ever

I just read this email this morning, which has to win a prize for the best Nigerian 419 scam I've ever seen:
Reply-To:
From: "Mrs. Mary S. Derrick"
Subject: Stop Contacting those people !!!
Date: Fri, 27 Feb 2009 04:43:50 +0100
X-Priority: 3
X-MSMail-Priority: Normal
X-Mailer: Microsoft Outlook Express 6.00.2600.0000
X-MimeOLE: Produced By Microsoft MimeOLE V6.00.2600.0000
To: undisclosed-recipients:;
X-NetStation-Status: PASS

Attn: My Dear,

I am Mrs Mary Susan Derrick, I am a US citizen, 48 years Old. I reside here in New Braunfels Texas. My residential address is as follows. 108 Crockett Court. Apt 303, New Braunfels Texas, United States, am thinking of relocating since I am now rich. I am one of those that took part in the Compensation in Nigeria many years ago and they refused to pay me, I had paid over $20,000 while in the US, trying to get my payment all to no avail.

So I decided to travel down to Nigeria with all my compensation documents, And I was directed to meet Mr. Henshaw I. Anderson, who is the member of COMPENSATION AWARD COMMITTEE, and I contacted him and he explained everything to me. He said whoever is contacting us through emails are fake.

He took me to the paying bank for the claim of my Compensation payment. Right now I am the most happiest woman on earth because I have received my compensation funds of $1,500,000.00 Moreover, Mr Henshaw I. Anderson, showed me the full information of those that are yet to receive their payments and I saw your name as one of the beneficiaries, and your email address, that is why I decided to email you to stop dealing with those people, they are not with your fund, they are only making money out of you. I will advise you to contact Mr. Henshaw I. Anderson

You have to contact him directly on this information below.

COMPENSATION AWARD HOUSE
Name : Mr. Henshaw I. Anderson
Email: henshawanderson@sbcglobal.net
Phone: +234 802 739 4935

You really have to stop dealing with those people that are contacting you and telling you that your fund is with them, it is not in anyway with them, they are only taking advantage of you and they will dry you up until you have nothing.

The only money I paid after I met Mr. Henshaw I. Anderson was just $580 for the paper works, take note of that.

Once again stop contacting those people, I will advise you to contact Mr Henshaw I. Anderson so that he can help you to Deliver your fund instead of dealing with those liars that will be turning you around asking for different kind of money to complete your transaction.

Thank You and Be Blessed.

Mrs. Mary Susan Derrick.
She's being so honest about those other Nigerian scammers that ripped her off, so surely she must be honest about this compensation fund. The sad thing is that those who have been ripped off multiple times already will probably fall for this one, too.

Sunday, February 22, 2009

Fourth stray dog of 2009


We found this dog--some kind of Spaniel?an Aussie sheepdog--at 20th St. and Euclid, where he appeared to be wanting to get into a mini-van with a group of mariachis. They just drove off and ignored him, so we stopped our dog walk to pick him up. He had a collar, no tags. This dog is a neutered male, unusual for the strays we find.

This could have been our seventh stray of 2009, but the pack of three dogs we saw running along the canal yesterday morning wouldn't let us near them.

UPDATE: We've been contacted in email by the owner; this dog's name is Woody and the owner will be going to pick him up at the pound.

Thursday, February 19, 2009

Bristol Palin disproves intelligent design

The Weekly World News, now online only, looks like it's trying to become more like The Onion:

Bristol Palin held her first interview since giving birth Monday night with Greta Von Susteren. The 18 year old daughter of Alaska Governor Sarah Palin talked about her experience as a mother and her mother’s policies towards education.

“Mom says that science and stuff is too hard to force kids to learn. That the world is too complicated to have just happened by accident, and things like an eyeball show signs of a designer. She’s right, Bio is totally hard. But if you work at it, it does kinda make sense.”

She then went on a diatribe about carbon dating, genetic transference, and paleoanthropology.

Bristol held up her Lisa Frank notebook filled with equations and diagrams which categorically disprove the possibility of Intelligent Design.

“It’s a nice idea, but it’s just not realistic. I mean, Lucy? The entire pre-hominid fossil record? Hello??”

Sarah Palin, who was sitting in the room at the time, looked increasingly more uncomfortable. Eventually she broke the silence saying:

“Well now none of us were there so we can’t know for sure…”

“Omigod Mom, it’s called Gene Mapping, don’t even get me started!”

The two sat in an awkward silence until Sarah went into a speech thanking Von Susteren and the other personalities at Fox News for being the last saviors of Democracy. Bristol rolled her eyes and mumbled math equations under her breath.

Mississippi's medical forensic fraudsters

Radley Balko at Reason magazine exposes video that shows Michael West in the act of falsifying evidence used to frame someone for rape and murder, by using plaster casts of the accused's teeth to make bite marks on a toddler's corpse.

This is one of three cases in which Michael West and Steven Hayne provided evidence in the form of bite marks on a body to link a murder victim to an accused rapist and murderer--and in the other two cases, the alleged killers were subsequently freed when exonerated by DNA evidence which linked the cases to the actual murderer, who confessed when they were released.

West and Hayne belong in jail, as does the judge who claimed that the referenced video contained "no exculpatory evidence favorable to the defendant."

Hayne performed over 80% of Mississippi's autopsies for the last 20 years, and was permitted to complete a backlog of 600 autopsies even after he was terminated as the state's coroner as a result of Balko's exposure of other misconduct. This misconduct and the state's failure to hold them accountable brings every criminal case they've ever touched into question.

(Previously on Hayne.)

Daniel Dennett at ASU


Last night, Daniel Dennett gave the 2009 Beyond Center lecture with a talk appropriate for the bicentennial of Charles Darwin's birthday, titled "Darwin's 'Strange Inversion of Reasoning.'" While not quite drawing the crowd that last year's lecture by Richard Dawkins did (3000 people at Gammage Auditorium), Dennett filled the 485-seat Galvin Playhouse and an overflow room was set up with a video link. The Phoenix Atheists Meetup group alone had about 57 members who attended.

The talk was videotaped by the Beyond Center, and what may be an unauthorized video has been made available on YouTube.

Skyhooks and Cranes
The content of Dennett's talk was largely drawn from his book, Darwin's Dangerous Idea, and centered on the idea that Darwin brought about a change from thinking of the world as the product of top-down design to a recognition of apparent design as the result of bottom-up processes. Dennett referred to the former as the "trickle-down theory of creation" and the latter as the "bubble-up theory of creation," and used his "intuition pump" of skyhooks vs. cranes to make the point.

"Skyhooks" are explanations of design in terms of miraculous intervention by an entity which itself has no explanation, a deus ex machina. Dennett illustrated that with the drawing above, a Guy Billout illustration titled "Deus ex Machina," from the May 1999 issue of The Atlantic Monthly. By contrast, "cranes" are built up from the ground to provide scaffolding for constructing new things. The dome of the Florence Cathedral (Santa Maria del Fiore), depicted in Billout's illustration, was a marvel of engineering by Filippo Brunelleschi, which used some innovative construction techniques to build something that many thought was not possible.

Darwin's "Strange Inversion of Reasoning"
The title of Dennett's talk came from a critique of Darwin's theory of natural selection by Robert Beverley MacKenzie in 1868, who wrote (as quoted by Dennett in DDA, p. 65):
In the theory with which we have to deal, Absolute Ignorance is the artificer; so that we may enunciate as the fundamental principle of the whole system that, IN ORDER TO MAKE A PERFECT AND BEAUTIFUL MACHINE, IT IS NOT REQUISITE TO KNOW HOW TO MAKE IT. This proposition will be found, on careful examination, to express, in condensed form, the essential purport of the Theory, and to express in a few words all Mr. Darwin's meaning; who, by a strange inversion of reasoning, seems to think Absolute Ignorance fully qualified to take the place of Absolute Wisdom in all the achievements of creative skill.
To which Dennett's response was: "Exactly!" He illustrated the point with an example that is now somewhat commonplace, the computer. Dennett observed that prior to Alan Turing, "computers" referred to people who were hired to perform tasks that today are performed by mechanical devices with the same name. In order to perform these functions, people had to understand arithmetic. Dennett cited Turing's 1936 paper, "On computable numbers, with an application to the Entscheidungsproblem" (PDF), a demonstration that arithmetic computation is a specific case where, in fact, understanding is not required to perform the action--another example of the same kind of "strange inversion of reasoning." Dennett quotes Turing: "The behaviour of the computer [meaning a person] at any moment is determined by the symbols which he is observing and his 'state of mind' at that moment," noting that "state of mind" is in quotes because Turing's showing a method by which no mental activity or understanding is actually required. Substituting into MacKenzie's argument, we get "IN ORDER TO BE A PERFECT AND BEAUTIFUL COMPUTING MACHINE, IT IS NOT REQUISITE TO KNOW WHAT ARITHMETIC IS."

Creationists and Mind-Creationists
Dennett observed that many people cannot abide Darwin, and we call them creationists. There are also people who can't abide Turing, and he suggests we call them mind-creationists. (Steve Novella's presentation at last year's The Amazing Meeting, on "Dualism and Creationism," drew this same analogy.) Dennett said that there are some people who can't abide either--including both Jerry Fodor and Thomas Nagel, referring to his paper "Public Education and Intelligent Design" in Philosophy and Public Affairs vol. 36, no. 2. I think Dennett mischaracterizes Nagel's position here--Nagel is an atheist who thinks that we don't have the full account of evolutionary theory, and who also thinks that if a god exists, there's no reason to think science couldn't study such a being and its effects. I agree with Nagel about that--methodological naturalism could potentially find its own limits and suggest the existence of entities that operate independently of the laws of physics we've discovered. I think we'd end up just modifying our understanding of those laws and continuing to call the result "natural." Jake Young, at the Pure Pedantry ScienceBlog, argues otherwise, defending Stephen J. Gould's "Nonoverlapping Magisteria" (NOMA), the view that science and religion are completely distinct subjects with no intersection, a view I find implausible unless religion is restricted to matters that are completely unobservable and have no causal consequences in the empirical world--which is not the case for any actual religion that I'm aware of.

A few of the "mind-creationists" Dennett pointed out were Jerry Fodor and John Searle. Another is Victor Reppert, author of C.S. Lewis's Dangerous Idea: In Defense of the Argument from Reason, the main argument of which I criticized in a short paper ("Historical But Indistinguishable Differences: Some Notes on Victor Reppert's Paper," Philo vol. 2, no. 1, 1999, pp. 45-47). Reppert's position is that Turing machines don't actually do arithmetic, because they have no semantics, only syntax, and that you only get meaning through original intentionality of the sort that John Searle argues is an irreducible feature of the world. Computers only have semantics when we impute it to them. My argument was that if you have two possible worlds that are exactly alike, except that one was created by a top-down designer and one evolved, there's no reason to say that one has semantics and the other one doesn't--how they got to the point at which they have creatures with internal representations that stand in the right causal relationships to the external world doesn't make a difference to whether or not those representations actually refer and have meaning. [UPDATE (March 3, 2009): Victor Reppert says I've misdescribed his position and elaborates a bit at his own blog.]

Hunting for Skyhooks
Dennett observed that people's issues with bubble-up theories of creation and design center around the fact that some designs seem to be too remarkable to have evolved. Michael Behe's notion of "irreducible complexity" is the idea that some structures require all of their parts in place to function at all, and cannot evolve step-by-step from a previous structure that doesn't also have all of those parts. (The mistake there is that the previous structure may have some other function.) So those arguing for intelligent design have gone "hunting for skyhooks," to try to find examples of design in nature that require a top-down designer's intervening hand to bring into existence. Dennett observed that all of the hunting for skyhooks has failed to come up with any actual examples, but instead has resulted in multiple new discoveries of cranes. This is certainly true for the main examples of "irreducible complexity," blood clotting systems and bacterial flagella. This has led to the quip, "evolution is cleverer than you are," which Dennett discussed in the Q&A as "Orgel's Second Rule."

Another example Dennett gave was the discovery of motor proteins, which he showed using a clip from the film "The Inner Life of the Cell," produced by XVIVO for Harvard University. Dennett didn't mention that this film was the subject of a controversy regarding the film "Expelled," pre-release versions of which used XVIVO footage without permission. Earlier still, intelligent design advocate William Dembski used an overdubbed version of their film in his lectures.

The Bubble-up Path
"We are made of trillions of mindless little robots," Dennett said, "but not a one of them knows who you are or cares." But we do know, and we do care. How is that possible? The bubble-up view has to provide an explanation. Dennett provided some examples of how certain evolutionary changes in the past have created entirely new ways for evolution to proceed. His first example was one that was championed for years by Lynn Margulis to much resistance, but which has now become mainstream, which is the idea of a symbiotic origin for eukaryotes.

For the first 2.5 billion years of life, everything was prokaryotic--single-celled organisms without a nucleus. But then, one form of single-celled organisms invaded another without destroying each other, and came to evolve together, forming eukaryotic life. Each of our cells has not only its own genome in the cell nucleus, but a separate genome in its mitochondria, which is inherited only from our mothers. This development allowed cells to become more complex and versatile, as well as allowed a division of labor that made multicellular life possible.

The Need-to-Know Principle
Dennett showed a video clip about the cuckoo (the link is to a different but similar one). The mother bird lays her egg in the nest of another bird, and removes one of the other bird's eggs. The other bird is then surprised to find that one of its eggs--the cuckoo's egg--hatches first, and the hatchling pushes the other eggs out of the nest. It seems evil, Dennett said, but "don't worry, the cuckoo chick doesn't know what it does. It doesn't need to know."

A principle something like the CIA's need-to-know principle applies in evolution as a matter of thrift, but matters are often confused because biologists tend to attribute more understanding when explaining a feature of living things than actually exists. This, Dennett says, is partly a linguistic matter, because we don't have a word for a "semi-understood quasi-representation" or a "hemi-semi-demi-understood quasi-representation." But Turing does give us models of competence without comprehension.

He then showed a video of a New Caledonian crow trying to use a bit of metal wire to get a worm out of a glass beaker. The crow bends the wire around the glass to make it into a hook, then uses it to fish the worm out of the beaker. This was an example of a creature that goes a step beyond the cuckoo chick. Dennett cited the work of Ruth Millikan, noting that the crow is an example of an animal that represents its goals in the same system in which it represents its facts--but not its reasons for those goals, which are produced by evolution and not represented within the organism.

The MacCready Explosion and Memes
Dennett observed that there has been about 3.5 billion years since the start of the whole tree of life, and only about 6 million years since the divergence of humans from chimps and bonobos, our closest hominid relatives. But a mere 10,000 years ago, as Paul MacCready pointed out, the total human population plus livestock and pets composed about a tenth of one percent of the terrestrial vertebrate biomass. Today, however, we consume 98% of it (most of which is cattle).

The Cambrian "explosion" in which multicellular life became dramatically more diversified took place over millions of years, while the "MacCready explosion" took place over a mere 500 generations, and the explanation is science and technology, communicated from parents to children not by biological evolution but through culture.

Here Dennett gave an introduction to memes by analogy--the cultural highway of transmission of ideas, once it exists, can be invaded by "rogue cultural variants," or "memes," as Richard Dawkins originally called them They are vehicles of information, like viruses, that invade our brains.

He then paused for a "skeptical interlude" to address the question of what's the evidence that memes even exist. He asked, "do you believe that words exist?" If so, then those are examples of a subset of memes, those that can be pronounced. (I'm not sure of the practical benefit of talk of memes as opposed to ideas, concepts, and language, but I'll save commentary on that until I read the meme chapters in DDI.)

So, said Dennett, we are apes with "infected" brains, or, on analogy to prokaryotes/eukaryotes, we are "euprimates." We carry with us virtual machines that give us new powers and versatility to bring organization of the world up another level.

Mind Tools
Dennett quoted one of his own students, Bo Dahlborn, who wrote, "Just as you cannot do very much carpentry with your bare hands, there is not much thinking you can do with your bare brain." We have conceptual tools and methods. At the very simplest level, there are words as tools, such as passwords or labels. Douglas Hofstadter's I Am A Strange Loop identifies a bunch of phrases that are frequently used as tools for analogies, such as "wild goose chases," "tackiness," "loose cannons," "feet of clay," "feedback," "slamdunks," "lip service," and "elbow grease." Dennett compared these to Java applets for the mind--collections of information transmitted from one person to another that allow them to do something more.

Long division is a more complex example. With a sufficiently well developed English (or other language) "virtual machine," you can "download" the procedure in the form of mathematical instruction or from a book, to be able to perform the process. Cost-benefit analysis is a bigger, more complex set of tools learned in the same way.

While some such tools have distinct authors, others have evolved. Language itself, money, and tonal music are examples of such mental tools that were not created at once by individual authors, but have evolved over time.

What this implies for who we are is that we are not Cartesian egos with original intentionality, but "an alliance of hemi-semi-demi-understood virtual machines."

Darwin's Trio
Darwin proposed three types of selection. First, two types of selection where the selective force is human beings. 1. Methodical selection, or intentional artificial selection, where humans intentionally breed creatures for particular characteristics. 2. Unconscious selection, where humans simply preferred certain organisms to others, and helped those to reproduce--such as in farming, and raising domestic animals. To those, Darwin added 3. Natural selection.

Now we've also added 4. Genetic engineering.

And the same categories can be applied to memes. There are original, synanthropic memes, those which live with us but are not domesticated, such as superstitions; these are analogous to memes created by natural selection. There are memes replicated by unconscious selection, such as differential replication of tunes based on how catchy they are. Dennett noted that the Germans call tunes that get stuck in your head "earworms." And then there is methodical selection of domesticated memes, which would include science, literature, and calculus. Dennett compared calculus to laying hens, for which broodiness has been selected out--you have to work hard to get it to reproduce.

And to these categories we can add memetic engineering--spin-doctoring, marketing, propaganda, etc.

Bootstrapping
Dennett asked, how do you draw a straight line? We use a straight edge. And how do we make straight edges? By drawing a line along a piece of metal with a straight edge, and cutting it. How do we get the first straight edge? He pointed to a book on the history of straight edges, and observed that over time we have gradually improved our technology for making straight edges, and can now measure far more precisely how we fall short in reaching the unattainable goal of a perfectly straight line. We can represent our goal, our reasons for achieving the goal, and the imperfections and errors in reaching that goal.

He suggested that the Platonic "form of the true" has a similar history, and that in science "memes have been selected for veridicality."

At this point, we really do have the capacity for genuine top-down design.

Dennett concluded his talk (apart from the next section, which seemed more like an afterword) by stating that "What makes us human is not our genetic children, but our brainchildren. We've finally reached genuine intelligent design."

Darwin Fish
Dennett concluded his prepared lecture by pointing out that he was wearing a Darwin fish lapel pin. The physicist Murray Gell-Mann observed to Dennett that this was patterned after the Jesus fish, a fish symbol which contains the Greek word for fish, which was apparently the first acronym. The Greek letters ΙΧΘΥΣ stand for the Greek words for Jesus Christ, God's Son, the Savior, said Gell-Mann. But what does "DARWIN" stand for?

Dennett took that as a challenge, and came up with a Latin expansion for "DARUUIN" (since there is no letter "W" in Latin):

Delere
Auctorem
Rerum
Ut Universum
Infinitum
Noscas

This translates into English as

Destroy
the author
of things
in order to understand
the infinite
universe

I'm not too fond of this--it confirms anti-evolutionists' worst fears of evolution, and refers to an "author of things" to be destroyed, as though there is one that exists, rather than a myth not to be believed. It's clever, though.

UPDATE (February 20, 2009):

Dennett then answered a few brief questions, and then signed a bunch of books. The first question (and the only one I'll note) was what it was like to work with W.V. Quine, his mentor. Dennett said that he transferred to Harvard University as an undergraduate specifically to work with Quine, and that two of the most significant influences from Quine were the view that science and philosophy are significantly overlapping and parts of the same larger project, and that the quality of Quine's writing (in contrast to his lecture style) was something to aspire to.

He's well-spoken, entertaining, and thought-provoking, and I encourage you to hear him speak if you have the opportunity. I think that his views, like those of Richard Dawkins, argue that science and evolution in particular either imply or at least cohere better with or provide evidence for atheism. I don't think there is a logical implication, and I'm not sure Dennett and Dawkins do, either--that's something that anti-evolutionist lawyer Phillip Johnson has argued, which I've critiqued at the talkorigins.org website, and which the views of Christian evolutionists like Kenneth Miller, Glenn Morton, and Mike Beidler contradict by their very existence. On the other hand, I'm not sure Miller's position is coherent (I really should get around to writing a summary of last year's Skeptics Society conference), and I reject the NOMA view that there is no overlap between the domains of religion and science and agree with Dennett's and Quine's views that there is significant overlap between science and philosophy (and history, for that matter).

The National Center for Science Education and many scientists argue for a sharp divide between science and philosophy, and between science and religion, and find cases like those made by Dawkins and Dennett (and P.Z. Myers) to be problematic, especially when it comes to the legal arena and the goal of keeping intelligent design and creationism out of the public schools (though public universities have more freedom). I think that this is ultimately due to a tension between the principles of separation of church and state, public education, and academic freedom, given that there is no sharp divide between the domains of science and religion (or science and philosophy). In my view, in any case where a religion makes an empirical claim, if there's scientific evidence against that claim, it should be legitimate to discuss that scientific evidence in a public school classroom even if that has the primary effect of inhibiting (or promoting) religion (violating the second prong of the Lemon Test for measuring whether a government action is a violation of the Constitution's establishment clause). I consider it a flaw in the Lemon Test that people can always create new religions which attempt to turn secular ideas into religious content with the specific intent of turning government actions into church-state violations (e.g., creating a doctrine that paying taxes is a sin), as well as the fact that it provides an unwarranted immunity to criticism in the classroom for religious claims, even if they are empirically falsified or conceptually incoherent. (See the comments of this Ed Brayton post at Dispatches from the Culture Wars on the Summum monument case for some legal puzzles. BTW, Justice O'Connor argued for a either a different test in Lynch v. Donnelly, the "endorsement test," which asks whether a reasonable person would conclude government is endorsing or disapproving religion from the action. This has sometimes been interpreted as a complement to the Lemon Test, and sometimes as a substitute for it. Judge Jones in the Dover case applied both the endorsement test and the Lemon Test, and argued that the Dover school district violated both, including all three prongs of Lemon.)

Another resolution is to finesse the issue by getting government out of the business of being a direct provider of education, and instead meet the goal of free public education by providing government funding and standards that include mandatory curriculum requirements that any school can exceed with content that expresses particular religious viewpoints. By providing a fixed amount of per-pupil funding and a mandatory minimum curriculum that doesn't include religious content, those two items are tied together and anything beyond it would be considered provided at the school's own expense, and thus not a church-state violation. In my view, more discussion and debate of religious claims at a younger age will yield better-educated adults (and probably more atheists). Ironically, it is western democracies without a strong history of separation of church and state where religion is weakest and acceptance of evolution is strongest.

Without finessing the problem like that or modifying the Lemon Test, views like those of Dennett and Dawkins must be excluded from public school classrooms along with creationism for the same reasons (to the extent that they express a religious viewpoint), and I think that ultimately the "exploring evolution" or "academic freedom" strategies of the creationists for getting critiques of evolution into the public school classrooms will succeed in passing constitutional muster. Ultimately, the reason their arguments should be excluded from science classrooms is not that they are religious, but that they are bad arguments, and there's no constitutional provision prohibiting the establishment of bad arguments.

Tuesday, February 17, 2009

Chase Bank makes stupid offers, and loses money by failing to live up to them

I recently wrote about how Chase Bank's inflexible systems just cost it money by not allowing me to make a $100 payment to my mortgage account to make up an erroneous underpayment. Instead, I had to make an entire additional payment, depriving them of a significant amount of future interest.

In January, I received an offer from Chase Bank to open a checking account with them, with a minimum deposit of $100. After I set up direct deposit, within ten business days of the first deposit they would deposit $125, which would be mine to keep so long as I left the account open and receiving direct deposits for at least six months.

I asked an online banker whether there was any minimum amount that had to be direct deposited, and was told no. I decided to set up the account in person at a branch near my office, and again asked whether there was any minimum direct deposit. The banker told me no, there was no minimum--if I wanted to deposit only $1 per paycheck, that would be fine.

As I have no interest in using Chase Bank as my primary bank--I'm quite happy with a regional bank that is one of the top-rated places to work in the country and has demonstrated reliability to me repeatedly over several decades--I decided to maximize my return on this otherwise non-interest-earning account by minimizing my deposits. My employer provides a convenient way for me to control my own direct deposits into up to three different banks, so I added a new direct deposit of $0.01 per paycheck into my new Chase Bank account.

The first $0.01 went in on January 15. On January 30, no $125 had been deposited, so I sent an online email inquiry asking when I could expect to see it. A response a couple days later told me I needed to call in to get an answer to my question, so I dialed the toll-free number, waited on hold, and finally got to a person who told me I needed to wait four to six weeks after the first direct deposit.

My second $0.01 went in on January 30. My third $0.01 went in on February 13. Still no $125.

Today, I got another $125 offer from Chase Bank, which prompted me to dig up my application materials and see that they promised my $125 would be deposited within ten business days, not four to six weeks. So I called and left a message for the banker at my branch, I sent another online inquiry asking whether Chase Bank is going to remedy its failure to honor its offer, and called in to the toll-free number again. I described the issue to my "telephone banker," and he asked for my account information. When he brought up my account, he asked if the $0.01 deposits were pre-authorizations for direct deposit, and I told him no, those are the deposits--I was told multiple times that there was no minimum deposit, and there is nothing in the written offer that mentions a minimum deposit. He was unable to solve the problem, and said he would have to send it to be researched, and I would hear back within a couple of days.

If they didn't want to honor the offer, they shouldn't have made it in the first place. By failing to live up to it, they're costing themselves even more money. It's surprising to me that this is probably the strongest of the major banks in the U.S., and the least likely of the majors to end up costing the U.S. Treasury money in the long run from the TARP's preferred investments ($25 billion put into Chase so far).

UPDATE (February 18, 2009): I received a voice mail from Chase Bank stating that the promised $125 will be deposited into my account within the next two weeks. My real-life banker left me a voice mail saying that the issue was that their system doesn't automatically count direct deposits for issuing an award if they are less than $1. So they do intend to honor their offer, it will just take longer since I used the system in a way they apparently didn't anticipate (or did anticipate with the same reasoning companies use with rebates).

UPDATE (February 25, 2009): My $125 was deposited yesterday.

Saturday, February 14, 2009

6th Circuit Court of Appeals tells AiG and CMI to go to arbitration

The 6th U.S. Circuit Court of Appeals has ordered Creation Ministries International and Answers in Genesis to settle their dispute with private arbitration, the outcome sought by Answers in Genesis and affirming the trial court's ruling. CMI had hoped to force the U.S. dispute into the Australian courts, where a second lawsuit is ongoing and has its next hearing in April. This decision opens a route for AiG to stop the Australian proceedings in favor of the private arbitration that has been ordered in the United States.

The court's decision is here (PDF).

It appears to me that CMI is going to be held to the agreements that its previous board of directors signed, however foolish, irresponsible, or unethical it was of them to do so. As those previous board members resigned in return for indemnification, it doesn't appear to me that CMI is likely to obtain any remedy for the wrongs it alleges have occurred. It looks like AiG operated within the bounds of the law in its actions.

Friday, February 13, 2009

Our third stray of 2009

This black unneutered male Cocker Spaniel came up to us at around 11th St. and Caldwell while we were walking our dogs. There were some people nearby, and we asked if this was their dog, and they said no, so we brought him home and called Animal Care & Control.

He's wearing a spiked collar with no tags and looks like he's been wandering the streets for a couple of days or so. He was very tired and thirsty.

We've put his picture and description up on Pets911.com.

Tuesday, February 10, 2009

ApostAZ podcast #14

The latest ApostAZ podcast is now available:
Episode 014 Atheism and Sucker-Free Thought in Phoenix! Go to meetup.com/phoenix-atheists for group events! Intro from Vocab Malone 'Lean Back- But think', Guest Shawn from the Tough Questions Podcast and http://www.youtube.com/user/azsuperman01 and Josh, Religion and the Workplace, Outro Music from Greydon Square- CPT Theorem
Comments:

I wish people would stop saying that you can't prove a negative. You can. (Also see this.)

Monday, February 09, 2009

Obama administration backs state secrets defense of extraordinary rendition and torture

So much for change.

ABC News:

The Obama Administration today announced that it would keep the same position as the Bush Administration in the lawsuit Mohamed et al v Jeppesen Dataplan, Inc.

The case involves five men who claim to have been victims of extraordinary rendition — including current Guantanamo detainee Binyam Mohamed, another plaintiff in jail in Egypt, one in jail in Morocco, and two now free. They sued a San Jose Boeing subsidiary, Jeppesen Dataplan, accusing the flight-planning company of aiding the CIA in flying them to other countries and secret CIA camps where they were tortured.

New York Times:
During the campaign, Mr. Obama harshly criticized the Bush administration’s treatment of detainees, and he has broken with that administration on questions like whether to keep open the prison camp at Guantánamo Bay, Cuba. But a government lawyer, Douglas N. Letter, made the same state-secrets argument on Monday, startling several judges on the United States Court of Appeals for the Ninth Circuit.

“Is there anything material that has happened” that might have caused the Justice Department to shift its views, asked Judge Mary M. Schroeder, an appointee of President Jimmy Carter, coyly referring to the recent election.

“No, your honor,” Mr. Letter replied.

Judge Schroeder asked, “The change in administration has no bearing?”

Once more, he said, “No, Your Honor.” The position he was taking in court on behalf of the government had been “thoroughly vetted with the appropriate officials within the new administration,” and “these are the authorized positions,” he said.

The Telegraph:

Mr Mohamed, 30, an Ethiopian, was granted refugee status in Britain in 1994. He was picked up in Pakistan in 2002 on suspicion of involvement in terrorism, rendered to Morocco and Afghanistan, tortured and then sent to Guantanamo Bay in 2004. All terror charges against him were dropped last year.

Two High Court judges last week said they wanted to release the full contents of a CIA file on his treatment but they held back seven paragraphs of information after David Miliband, the Foreign Secretary, argued that it could compromise intelligence sharing with the US.

A British official, who is regularly briefed on intelligence operations, said: "The concern was that the document revealed that intelligence from the British agencies was used by the Americans and that there were British questions asked while Binyam Mohamed was being tortured.

"Miliband is being pushed hard by the intelligence agencies to protect the identity of those involved."

The 25 lines edited out of the court papers contained details of how Mr Mohamed's genitals were sliced with a scalpel and other torture methods so extreme that waterboarding, the controversial technique of simulated drowning, "is very far down the list of things they did," the official said.

(Via the Volokh Conspiracy).

Glenn Greenwald writes of this that "Obama fails his first test on civil liberties and accountability--resoundingly and disgracefully."